Product tour

Know what's safe
to spend today.

MoneyBook turns your accounts, bills and budgets into one clear number, and shows where your money goes. No bank linking, no account, fully offline.

One-time purchase · Phone, tablet & Wear OS · No bank linking

Product tour

See it in motion

A 40-second tour for a big screen and a 25-second cut for your phone.

Full tour · 16:9Download MP4
Phone cut · 9:16Download MP4
for every day.

Today

One number
for every day.

MoneyBook works out what's safe to spend today from your balances, recurring bills and card dues, and forecasts the month ahead.

  • Safe to spend today, at a glance
  • 7- and 30-day balance forecast
  • Monthly recap with your biggest changes
under control.

Budgets

Every category,
under control.

Weekly, monthly or yearly budgets per category, with gentle alerts at 80% and 100% and optional carry-over.

  • Budget vs actual for every category
  • Alerts before you overspend
  • Multiple books for home, family or business
Pay it back.

Goals & debts

Save for it.
Pay it back.

Savings goals with a target date and a weekly amount to put aside, plus loans, debts and bill splitting with friends.

  • Savings goals with projected dates
  • Lent and borrowed, with partial repayments
  • Split a bill equally, by amount or by percent
all went.

Insights

Where it
all went.

A clear donut by category, a 12-month cash flow and a calendar heatmap of your spending days.

  • Category breakdown with drill-down
  • Income vs expense trends
  • PDF statements for any month
your rules.

Organize

Your categories,
your rules.

Subcategories, split transactions and tags; rules that categorize for you; reconcile with your bank statement; a To review inbox; subscriptions with price-change alerts.

  • Subcategories, splits and tags
  • Rules and a To review inbox
  • Reconcile and spot subscriptions
travel with cash.

Together and abroad

Share a book,
travel with cash.

Pair with your partner once, then swap changes as an encrypted file and settle up. Abroad, cash pockets show what your money really cost, fees included. At year end, one pack for your accountant.

  • Household book, settle up, no server
  • Cash pockets and a live converter
  • Tax and mileage pack with receipts
before it lands.

Plan around payday

Know what's coming,
before it lands.

Tell MoneyBook how you're paid, even if it's irregular, and safe to spend plans on what you can count on. Split each paycheck in one tap, skip or post bills early, and get a heads-up before an account dips.

  • Income patterns and payday plans
  • Schedules that skip, shift and match
  • Low-balance alerts and a pace chart

And more

The small things,
done right.

Import from other appsCSV, OFX and QIF files from banks and other money apps.
Any currencyMulti-currency accounts with your own exchange rates.
Wear OSSafe to spend on your wrist, and quick add from the watch.
App lockA passcode or your fingerprint keeps your numbers private.
WidgetsThis month and your budgets on the home screen.
Light & darkEasy on the eyes, morning or night.