Product tour
Know what's safe
to spend today.
MoneyBook turns your accounts, bills and budgets into one clear number, and shows where your money goes. No bank linking, no account, fully offline.
One-time purchase · Phone, tablet & Wear OS · No bank linking
Product tour
See it in motion
A 40-second tour for a big screen and a 25-second cut for your phone.

Today
One number
for every day.
MoneyBook works out what's safe to spend today from your balances, recurring bills and card dues, and forecasts the month ahead.
- Safe to spend today, at a glance
- 7- and 30-day balance forecast
- Monthly recap with your biggest changes

Budgets
Every category,
under control.
Weekly, monthly or yearly budgets per category, with gentle alerts at 80% and 100% and optional carry-over.
- Budget vs actual for every category
- Alerts before you overspend
- Multiple books for home, family or business

Goals & debts
Save for it.
Pay it back.
Savings goals with a target date and a weekly amount to put aside, plus loans, debts and bill splitting with friends.
- Savings goals with projected dates
- Lent and borrowed, with partial repayments
- Split a bill equally, by amount or by percent

Insights
Where it
all went.
A clear donut by category, a 12-month cash flow and a calendar heatmap of your spending days.
- Category breakdown with drill-down
- Income vs expense trends
- PDF statements for any month

Organize
Your categories,
your rules.
Subcategories, split transactions and tags; rules that categorize for you; reconcile with your bank statement; a To review inbox; subscriptions with price-change alerts.
- Subcategories, splits and tags
- Rules and a To review inbox
- Reconcile and spot subscriptions

Together and abroad
Share a book,
travel with cash.
Pair with your partner once, then swap changes as an encrypted file and settle up. Abroad, cash pockets show what your money really cost, fees included. At year end, one pack for your accountant.
- Household book, settle up, no server
- Cash pockets and a live converter
- Tax and mileage pack with receipts

Plan around payday
Know what's coming,
before it lands.
Tell MoneyBook how you're paid, even if it's irregular, and safe to spend plans on what you can count on. Split each paycheck in one tap, skip or post bills early, and get a heads-up before an account dips.
- Income patterns and payday plans
- Schedules that skip, shift and match
- Low-balance alerts and a pace chart
And more
The small things,
done right.
Screenshots
Every screen,
exactly as it ships.
Every screen below is a real screenshot.







